[DRAFT: HAVE THESE TEXTS REVIEWED BY A LAWYER BEFORE PUBLISHING]

Keration

Legal

The terms for using Keration, how we handle your data, and how refunds work. Written in plain English.

Last updated: 15 Oct 2026

01 · Terms

Terms of service

Last updated: 15 Oct 2026

These terms apply when you buy or use Keration. By buying a plan or using the software you agree to them.

Who we are

Keration is sold by Vika Dunamalyan, a sole trader resident in the Republic of Armenia, personal taxpayer identification number (TIN) 67140328, of Torosyan 4/3 Street, Apartment 12, Spitak, Lori Province, Republic of Armenia ("we", "us"). This is also our address for legal notices. You can reach us at [SUPPORT EMAIL]. "You" means the person or company buying or using Keration.

What Keration is

Keration is an Expert Advisor (software) for MetaTrader 5 that trades XAUUSD (gold) only.

It is delivered as a download from My account: Keration_v1.24.zip, which contains Keration.ex5, presets (.set files), a README and a 9-page user guide. You never receive the source code.

A free demo is available: the same file runs without a licence key in the MT5 Strategy Tester, so you can test it before you pay.

Plans and prices

Current prices are shown on our pricing page and at checkout. At the time of writing:

  • Signals$40 / month (BTC: $38)Signals-only mode on 1 MT5 account. Orders arrive as MT5 push notifications; the EA never places trades.
  • Starter$70 / month (BTC: $66.50)1 MT5 account.
  • Pro$150 / month (BTC: $145)Up to 3 MT5 accounts. Priority support (reply within 24 h).
  • Pro yearly$1,500 / year (BTC: $1,300)Same as Pro, billed once a year.
  • Lifetime$2,500 one-time (BTC: $2,375)Up to 3 MT5 accounts. Extra accounts 50 USD each, one-time, up to 10 in total. Lifetime updates.

Prices are in USD. Where the law requires it, taxes such as VAT or GST are added at checkout based on where you live, and shown before you pay.

Payment

Card payments (Visa, Mastercard, Apple Pay, Google Pay) are processed by Stripe. Your card details go directly to Stripe; we never see or store your full card number.

Bitcoin (BTC) payments are accepted at the lower BTC prices listed above, which are stated in USD; you pay that amount in BTC. Bitcoin payments are processed by [BTC PAYMENT PROCESSOR]. [CONFIRM: WHETHER BTC SUBSCRIPTIONS RENEW AUTOMATICALLY OR ARE PAID EACH PERIOD]

Renewal and cancellation

Monthly and yearly plans paid by card renew automatically at the end of each paid period until you cancel.

You can cancel any time from My account → Manage billing. You keep access until the end of the period (month or year) you have paid for.

We don't give partial refunds for the rest of a paid period after you cancel. This is in addition to our 14-day money-back guarantee on your first payment (see the Refund policy).

Your licence

When you buy a plan, we give you a personal, non-exclusive, non-transferable right to use Keration for as long as your plan is active (for Lifetime, with no end date).

  • Your licence key is tied to your MT5 account numbers.
  • You can add accounts yourself while you have free slots on your plan.
  • To replace an account, send a request from My account. We approve it and issue a new key.
  • Monthly keys stop working 3 days after the paid period ends. Lifetime keys never expire.
  • Without a valid key the EA opens no new trades, but it keeps managing trades that are already open.

What you may not do

You may not:

  • reverse engineer, decompile or try to extract the source code of Keration;
  • resell, rent or sublicense it;
  • share your licence key with anyone else;
  • copy or redistribute the software, the presets or the user guide.

Trading risk and no financial advice

Trading gold CFDs and other leveraged products carries a high risk of loss. You can lose money.

  • Keration is an execution tool. It is not financial advice, not an investment service and not portfolio management.
  • Past, simulated or backtested results do not guarantee future results.
  • You choose the settings and the profile, and you are solely responsible for the trades on your accounts.

Running the software

Keration only works while MetaTrader 5 is running and connected. A Windows VPS is recommended.

We are not responsible for your broker's execution, spreads or slippage, for outages of your computer, VPS, internet connection, broker or MetaTrader 5, or for breaches of prop-firm rules or account disqualification. If you trade a prop-firm account, check that firm's rules before you start.

Software "as is" and updates

Keration is provided "as is", without any promise that it will be free of errors or work without interruption.

Updates may add, change or remove features.

Limitation of liability

To the extent permitted by law, our total liability to you for any claim related to Keration is limited to the amounts you paid us in the 12 months before the claim. We are not liable for trading losses.

Termination

We may end your licence and revoke your key if you abuse it, for example by sharing your key. You can stop using Keration at any time.

Changes to these terms

We may update these terms. We will tell you about changes by email or on our website before they apply.

Governing law

These terms are governed by the laws of the Republic of Armenia, and disputes go to the courts of Armenia. This does not affect any rights you have under the consumer law of your country.

Contact

Questions about these terms: [SUPPORT EMAIL].

02 · Privacy

Privacy policy

Last updated: 15 Oct 2026

What personal data we collect, why, who processes it, and the rights you have.

Who is responsible

The controller of your personal data is Vika Dunamalyan, sole trader, TIN 67140328, Torosyan 4/3 Street, Apartment 12, Spitak, Lori Province, Republic of Armenia. Contact: [SUPPORT EMAIL].

What we collect

  • Email address, for your account and for login by magic link. Customers don't have passwords.
  • MT5 account numbers, to issue your licence keys.
  • Plan and subscription details: plan, status and the date you have paid until.
  • Payment records: date, description, amount, currency, status, the Stripe payment reference and a link to the receipt. We never receive your card number.
  • Account change requests you send from My account (for example, replacing an MT5 account), and short internal support notes about your account.
  • Licence keys issued to you, including old keys, so we can help you if you change accounts.
  • Emails: the support emails you send us, and a copy of the emails we send you (recipient, subject, content and date), for support records.
  • Your name, only if you give it to us.
  • IP address, used only for a short time in the server's memory to limit repeated login attempts. We don't store it in our database.

Why we use it and on what legal basis

  • To provide the service (your account, login, licence keys, updates and support). Basis: performance of our contract with you.
  • To keep tax and accounting records. Basis: legal obligation.
  • To keep the service secure and prevent fraud and licence abuse. Basis: our legitimate interest.

Emails

We only send transactional emails: login links (valid for 15 minutes), receipts, your licence key when it is issued or changes, and a reminder 5 days before a licence expires. We don't send marketing emails unless you have agreed to receive them.

Who processes your data

We use these providers, who process data on our behalf:

  • Payments: Stripe
  • Hosting: Hostinger
  • Email delivery: [EMAIL PROVIDER]

The EA on your computer

The licence key is checked by the EA itself, on your computer, against your MT5 account number. The EA does not connect to our servers and does not send us your trades, balance or any other trading data.

External sites

Our forward test is tracked on Myfxbook. Myfxbook is an external site with its own privacy policy, which applies when you visit it.

Cookies

My account uses one essential cookie to keep you logged in. It lasts up to 30 days, or until you log out, and can't be read by scripts on the page. We don't use analytics or advertising cookies, so there is no cookie banner. [UPDATE IF YOU ADD ANALYTICS]

How long we keep it

We keep account data while your account is active. Payment records are kept for the period required by Armenian accounting and tax law, understood to be five years from the end of the relevant tax year. Login links expire after 15 minutes and are deleted within a day. Login sessions end after 30 days or when you log out. Our hosting provider may keep standard server logs for a short time.

Your rights

Depending on where you live, you can ask us to:

  • give you access to your personal data;
  • correct it;
  • delete it;
  • give it to you in a portable format;
  • stop using it where we rely on legitimate interest (objection).

If you are in the EU, EEA or UK, these rights come from the GDPR (UK GDPR in the UK). If you are in New Zealand, the Privacy Act 2020 gives you rights to access and correct your information. You can also complain to a supervisory authority, for example the data protection authority of your country.

To use any of these rights, email [SUPPORT EMAIL].

International transfers

Our providers may process data outside your country. Where that happens, we rely on the safeguards those providers offer for international transfers.

Children

Keration is not intended for anyone under 18.

Changes to this policy

We may update this policy. We will tell you about important changes by email or on our website.

Contact

Privacy questions or requests: [SUPPORT EMAIL].

03 · Refund

Refund policy

Last updated: 15 Oct 2026

How the money-back guarantee works and what it covers.

14-day money-back guarantee

If Keration isn't right for you, ask for a refund within 14 days of your first payment of any plan. No questions asked.

How to ask for a refund

Email [SUPPORT EMAIL] or send a request from My account.

How you are refunded

We refund the payment to your original payment method: card payments through Stripe. When the refund is made, your licence key is revoked.

What is not covered

  • Renewals and later payments are not covered by the guarantee, except where the law requires otherwise.
  • If you cancel a monthly or yearly plan, you keep access until the end of the paid period. We don't give partial refunds for the rest of that period.

Try it first

You don't need to pay to test Keration: the same file runs without a key in the MT5 Strategy Tester.

Your legal rights

This does not affect any rights you have under the consumer law of your country.